Mama! How many more days is it until Christmas?
I feel like it is right around the corner and honestly, I have not saved a penny. My daughter is 2 years old and this will be the first year when I plan to spend more than $20 on her Christmas gifts. However I am getting a late start on my savings, but that’s OK, anything is possible if I set my mind to it.
So here’s how I plan on doing it:
- No spend weeks- Realistically these no spend weeks will be during the Monday through Friday before a pay day. I usually don’t have money to spend during that week anyways, BUT somehow I always find a way to spend my last. Nope! Not this time. In November I plan to have 2 no spend weeks and whatever money I usually spend on junk I’ll transfer it to my savings.
- Loose Change- I plan on saving my loose change in a jar, from now until the day before Thanksgiving and then again November 28 to Dec. 20. I don’t anticipate that this will be much, but we shall see. Anything helps.
- Sell Unwanted Items- Right now is a great time to swing by consignment shops, like Plato’s Closet, and sell them your gently worn name brand clothes. Also you can consider joining Garage Sale Facebook groups where you can list all of your unwanted items and hope for someone to buy them.
- No eating out- This is going to be a HUGE one for me! No more eating out from now until after the holidays. That is the goal. Every dollar that I would spend on breakfast and lunch will now be transferred to my savings account. This also means that I will need to make sure that I have meals prepared or make time to make meals.
Mama, check back in with me on November 21, and I will tell you how this tips worked for me and which ones I will keep. Oh, and if you’d like, try them out for yourself and let me know on November 21, how they worked out for you as well!